Del Mar’s upscale country cousin, Rancho Santa Fe, is located just across the freeway from Del Mar. Branch Manager Gary Wheeler says the sun always shines in this world-class community, with its wooded lots and horse estates. “Rancho Santa Fe is home to the world famous San Diego Polo Club and the historical Rancho Santa Fe Country Club golf course, built by Bing Crosby himself! Add in the five excellent restaurants, the Inn and Rancho Santa Fe, and it’s easy to see why people love this area so much.” Rancho Santa Fe is noted for its eucalyptus trees, which were planted by The Atchison, Topeka and Santa Fe Railway in hopes of providing a source for railroad ties. The experiment failed, but forever changed the character of the area – turning the typical sage scrub environment into a heavily wooded area.